The year 1931 saw the fusion of two powerful banking entities, the Ceylon State Mortgage Bank and the Agricultural and Industrial Credit Corporation, giving birth to what would later be known as the Housing Bank to the Nation. The State Mortgage & Investment Bank became fully operational on the first day of the year 1979, and the story that unraveled thereafter is one that tells hundreds of other stories, of people across the island, who’ve built their dream, with the help of a bank that’s sole purpose is to help those dreams come true.