Special Loan Schemes

A customised loan scheme that provides financial support for employees of the Department of Census & Statistics.

Department of Census & Statistics

A customised loan scheme that provides financial support for employees of the Department of Census & Statistics.

Features and Benefits

  • Attractive interest rates
  • Flexible repayment periods
  • Ability to apply jointly with spouse, only if spouse is confirmed government employee
  • One personal guarantor required

Loan amount

  • Minimum loan amount is – Rs.100,000/-
  • Maximum Loan amount
    – For Mortgage Loan – Rs.50 Mn
    – For Personal Loan- Rs.4Mn
    – For Vehicle Loan – Rs.15Mn

Repayment Period

  • Minimum 01 year
  • Maximum period
    – For Mortgage Loan – 25 Years
    – For Personal Loan- 07 Years
    – For Vehicle Loan – 10 Years

Eligibility/Who can Apply

  • Applicant should be a confirmed employee at Department of Census & Statistics

Purpose of Loan

The loan will be offered

  • To construct or purchase a house.
  • To purchase a block of land to build a house.
  • To extend the existing house.
  • To complete construction of partly build house.
  • To effect improvements/repairs to the existing house.
  • To purchase machinery, equipment and construction of a factory.
  • To purchase machinery, equipment and vehicle for agricultural and tourism purpos
  • To purchase properties for agricultural purposes.
  • To finance the requirements of tourism, agricultural and fishing.
  • To redeem loans obtained from a recognized financial institution for above purpose

Documents Required

  • Duly completed application form
  • Copy of NIC, Driving License or valid Passport
  • Letter from the employer confirming the employee details and salary.
  • Any other documents required if any upon bank request

Conditions apply

For more information visit our nearest SMIB Branch or Contact Us via our Call Centre on 1922

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