Features and Benefits

• Affordable interest rates
• Flexible repayment periods up to 25 years
• Ability to apply jointly with spouse
• Speedy personalized service with in-house valuation and legal assistance
• Fast and hassle-free processing
• Consultation for BOQ preparation and construction

Eligibility Criteria

• Resident Sri Lankans of age between 18 -70 years
• Salaried employees, self-employed or business owners
• Sri Lankan citizens employed overseas with verifiable income statements
• Rental Income earners
• Others who can provide details of a steady income from authorized personnel
• Flexibility to apply either individually or jointly with spouse, parents or with children

Purposes for which a Housing Mortgage Loan can be obtained

• Construct or Purchase a house
• Purchase a block of land to build a house
• Enhance an existing house/extension
• Complete a partly built house/to construct a section of house
• Repay a loan obtained from a recognized financial institution for a housing purpose (Redemption)
• Purchase of machinery, equipment/to construct a factory building
• Purchase agriculture machinery/equipment, agricultural vehicles or properties
• Meet financing needs of small and medium enterprises (SMEs)
• Purchase a vehicle for transportation and tourism industries
• Finance requirements related to tourism, agricultural or fishing industry

Documents required

Personal documents