Special Loan Schemes

A customised loan scheme that provides financial support for employees of the Ministry of Health Nutrition and Indigenous Medicine employees.

Ministry of Health Nutrition and Indigenous Medicine

A customised loan scheme that provides financial support for employees of the Ministry of Health Nutrition and Indigenous Medicine employees.

Features and Benefits

  • Attractive interest rates
  • One guarantor required

Eligibility/Who can Apply

  • Applicant should be a confirmed employee at Ministry of Health Nutrition and Indigenous Medicine

Purpose of Loan

The loan will be offered

  • To construct or purchase a house.
  • To purchase block of lands to build a house
  • To add new part to a house (extension)
  • To complete construction of partly build house.
  • To effect renovation / repair to existing house.
  • To purchase machinery, equipment and construction of factory building.
  • To purchase machinery, equipment and vehicle used for agricultural purpose or tourism industry.
  • To purchase properties for agricultural purposes.
  • To finance the requirements of tourism, agricultural and fishing industries.
  • To redeem loans obtained from a recognized financial institute for above purpose.

Loan amount

  • Minimum loan amount is – Rs.100,000/-
  • Maximum Loan amount
    – For Mortgage Loan – Rs.50 Mn
    – For Personal Loan- Rs.7.5Mn
    – For Vehicle Loan – Rs.15Mn

Repayment Period

  • Minimum 01 year
  • Maximum period
    – For Mortgage Loan – 25 Years
    – For Personal Loan- 10 Years
    – For Vehicle Loan – 05 Years

Documents Required

  • Duly completed application form
  • Copy of NIC, Driving License or valid Passport
  • Letter from the employer confirming the employee details and salary
  • Any other documents required if any upon bank request

Conditions apply

For more information visit our nearest SMIB Branch or Contact Us via our Call Centre on 1922

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