Senior Citizen Fixed Deposits

An investment option for senior citizens that offers high security, peace of mind and maximum returns on their savings.

Senior Citizen Fixed Deposits

An investment option for senior citizens that offers high security, peace of mind and maximum returns on their savings.

Features and Benefits

  • Attractive interest rates – Please Refer FD RATES
  • Deposits with monthly and annual interest payments
  • Standard fixed deposits with 1, 3, 6, 12, 24, 36, 48 and 60 month tenures
  • Fixed Deposits will be accepted as a security for loans, Guarantees etc.
  • Option to nominate a beneficiary

Eligibility

  • Should be over 60 years of age.
  • A citizen of Sri Lanka holding a valid National Identity Card or passport.

How do I apply ?

  • A duly completed application form.
  • Minimum Deposit Rs. 10,000/-
  • ​Proof of identity (NIC / Passport)
  • Address verification (utility bill / bank statement within last 3 months) if current postal address differs from the national identity card or identification document

Conditions apply

For more information visit our nearest SMIB Branch or Contact Us via our Call Centre on 1922

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