Special Loan Schemes

The Special Loan is granted to Government employees between the age of 55-60 years (JESHTA-55) to fulfill their financial needs.

Special Loan for Senior Citizens

The Special Loan is granted to Government employees between the age of 55-60 years (JESHTA-55) to fulfill their financial needs.

Features and Benefits

  • Loans amount up to Rs.3 Mn
  • Maximum repayment period up to 10 years
  • Joint loan facility is available when applicant and spouse are both government pensioners
  • Free CRIB report and analysis

Eligibility Criteria

  • Resident, Sri Lanka citizen
  • The applicant must be confirmed, permanent Government employee/pensioner between the age of 55-60 years

Documents required

  • Duly completed Loan application form
  • Letter from employer confirming employment, salary and stating other deductions along with the undertaking to remit the salary to SMIB
  • Bank statements of other banks for the past 6 months, where salary is being credited to at present
  • Salary slips for the past 6 months
  • Copy of National Identity Card/ Valid Driving License
  • Address verification documents indicating applicant’s name and address (if applicable)
  • Guarantor Statements (if applicable)
  • Copy of NIC, copy of latest salary slip and address verification documents of the Guarantors (if applicable)

Conditions apply

For more information visit our nearest SMIB Branch or Contact Us via our Call Centre on 1922

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