Loan Rates

Mortgage Loans

Category Type of Income Up to 07 Years
( p.a. )
7-10 years
( p.a. )
Above 10 years
( p.a. )
Category 01 Salaried income or professional income 22.00 % 22.25 % 23.00 %
Category 02 Other than Salaried Income (Business and Foreign Employment etc.) 22.50 % 23.25 % N/A

Personal Loans – Property Mortgage

Category Type of Income Up to 07 Years
( p.a. )
7-10 years
( p.a. )
Above 10 years
( p.a. )
Category 01 Salaried income or professional income 22.25 % 22.50 % 23.25 %
Category 02 Other than Salaried Income (Business and Foreign Employment etc.) 22.75 % 23.50 % N/A

EPF, Personal and Vehicle Loans

 

Loan Category Period / Amount Revised Rate (p.a)
EPF Loans Up to 05 years
Up to 10 years
Up to 15 years
23.00 %
23.50 %
24.00 %
Personal Loans

Professionals, Employees in Government/Semi Government Institutions)

Private Sector Employees

 

Up to 05 years
Up to 07 years
Up to 10 years
Up to 12 years

Up to 05 years
Up to 07 years

 

22.00 %
23.00 %

24.00 %

24.75 %

23.00 %
23.75 %

Business Loan (Up to 5 years)

Code No 828
Code No 829

 

Against movable or immovable property
Against individual or director personal guarantor

 

23.75 %
24.75 %

Business Development Loan to individual and corporate clients

Loans granted for herbal plantation and related activities / organic fertilizer manufacturing and related activities (Code No 878)

Loans granted for herbal plantation and related activities / organic fertilizer manufacturing and related activities (Code No 879)

 

Against movable or immovable property

Against individual or director personal guarantee

 

23.25 %

24.25 %

Low Income Group Up to 05 years 22.00 %
Vehicle Loan Up to 05 years
Up to 07 years
24.00 %
24.00 %
Loan Scheme for Micro, Small and Medium enterprises 23.00 %
Supplementary Festival / Salary Advance Loan Scheme 22.00 %
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