The State Mortgage and Investment Bank (SMIB) is one of the most established
financial institutions in Sri Lanka.

 Monday – Friday : 8:30am – 3:30pm 



 සිං  |  தமி

A flexible investment option that offers a high level of security and allows you to make a sound investment for the future.

Features and Benefits

  • Attractive interest rates.
  • Deposits with monthly and annual interest payments.
  • Standard fixed deposits with 1, 3, 6, 12, 24, 36, 48 and 60-month tenures.
  • Fixed Deposits will be accepted as a security for loans, Guarantees etc.
  • Option to nominate a beneficiary.
  • Please refer rate schedule for current rates.


  • Should be 18 years or above.
  • A citizen of Sri Lanka holding a valid National Identity Card or passport.

What do I need to apply?

  • A duly completed application form.
  • Provide proof of Identity (NIC / Passport).
  • A copy of a recent utility bill / bank statement to establish the residence address
  • Minimum Deposit LKR 10,000.

Conditions apply
For more information, visit our nearest SMIB Branch or Contact Us via our Call Centre at 1922

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