Features and Benefits

• Maximum repayment period of up to 15 years.
• Speedy Processing and approval.
• Quick and hassle-free financial support.
• A maximum loan value of up to 75% of the EPF balance will be granted.
• Granted exclusively for housing purposes including,
  • To build a house
  • To purchase a house or property
  • To purchase a block of land
  • To build a part of a house or effect an extension
  • To repair or renovate a house
  • To repay a housing loan obtained from a Bank, Government Institution, Financial Institution or to settle debts obtained from an individual on a mortgage bond or secured basis
  • To obtain electricity or water supply facilities etc for an existing house

Eligibility Criteria

• Resident, Sri Lankan national.
• The applicant must be a member of the Employee Provident Fund.
• The minimum gross salary/ net income should be equal to or more than LKR 20,000.
• Age between 18 – 65 years.