The State Mortgage and Investment Bank (SMIB) is one of the most established
financial institutions in Sri Lanka.

 Monday – Friday : 8:30am – 3:30pm 



 සිං  |  தமி


Access your financial potential with SMIB's savings category, meticulously crafted to cater to diverse client needs. Enjoy competitive interest rates and a secure platform, ensuring steady growth for your savings. Whether it's retirement planning, education funds, or building an emergency reserve, our solutions pave the way to financial triumph. Explore our array of savings accounts now and kick-start your journey towards financial security.

Savings products we offer

SMIB Apoorva

Take the first step towards financial independence with the SMIB Apoorva Ladies Account. A dedicated savings account designed exclusively for...

Read More  


Maximize Returns, Minimize Limits – Higher returns with the freedom to withdraw at your convenience.

Read More  

Regular Savings

With SMIB Savings Account, your money grows while you enjoy great perks! It's the one account that keeps giving, with...

Read More  

MuthuSina - Children's Savings

The "MuthuSina" Children's Savings account gives your child an excellent opportunity to learn the importance of saving money. Empower your...

Read More  


Encourages the right saving behavior amongst children.

Read More  

We also provide specialised loans & Investment opportunities


Our investment solutions are designed for individuals who seek the security of fixed deposits but are also eager to explore...

Read More  


Empower your small business ambitions with our SME Business Development Loan. From startup support to expansion plans, we're here to...

Read More  

Loans & Advances

If you are a small business owner, startup entrepreneur, or an individual with financial goals, we have got you covered....

Read More  


The EMI Calculator can help you to get an estimated amount on your monthly payments. Try it out now!

Secure Your Future

Explore SMIB's range of savings designed to help you build a secure financial future.

  • Competitive Interest Rates:
  • Flexible Account Options
  • Rest easy knowing that your savings are safe and secure with SMIB

Loan Calculator

Calculate your monthly housing loan payment in a few seconds

Monthly Installment


* Terms & Condition is Applied

Subscribe us & receive latest updates

By subscribing to SMIB, you can stay updated with the latest information about our services and become eligible for exciting benefits.