Features and Benefits

• An attractive interest rate.
• Flexible repayment periods up to a maximum of 12 years.
• Ability to apply jointly with a spouse.
• Speedy loan approval process.
• The optimum (maximum) loan amount is decided based on monthly income and repayment capacity.

Eligibility Criteria

• Resident, Sri Lankan nationals.
• Age between 18 – 60 years.
• Available for salaried individuals and professionals.
  • Applicable for permanent employees at government, semi-government, private sector institutions and professionals.
  • Those employed in a ‘trainee’ capacity attached to the Government sector will also be considered.
• The minimum gross monthly income should be LKR 20,000 or may be sufficient as determined by the Bank based on profession/employment.