S M I B

The State Mortgage and Investment Bank (SMIB) is one of the most established
financial institutions in Sri Lanka.

 Monday – Friday : 8:30am – 3:30pm 

 1922 

 info@smib.lk 

 සිං  |  தமி

Fixed Deposits (for Senior Citizens – Age above 60)

PIDUMA

Interest rates normal deposit products as of 4th April 2024

Deposit Maturity Rates Monthly Rates
Period Rate % p.a Annual Effective Rate % Rate % p.a Annual Effective Rate %

03 Months

7.00

7.19

6.75

6.96

06 Months

7.50

7.64

7.25

7.50

12 Months

7.75

7.75

7.50

7.76

24 Months

8.50

8.17

7.50

7.76

36 Months

9.00

8.29

7.50

7.76

48 Months

9.50

8.39

7.50

7.76

60 Months

10.00

8.45

7.50

7.76

120 Months

11.00

7.70

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