The State Mortgage and Investment Bank (SMIB) is one of the most established
financial institutions in Sri Lanka.

 Monday – Friday : 8:30am – 3:30pm 



 සිං  |  தமி

With SMIB Savings Account, your money grows while you enjoy great perks! It's the one account that keeps giving, with attractive interest rates and benefits that stick with you through thick and thin, making your moments of joy even sweeter and helping you through tough times.

Features and Benefits

  • An attractive interest rate.( Interest Rate – 3.5% p.a.)
  • Nominate an account beneficiary
  • Standing Order facility
  • The option to open a joint account.
  • Interest is calculated on a daily balance and credited monthly


  • A Sri Lankan citizen over 18 years of age.
  • A citizen of Sri Lanka holding a valid National Identity Card or passport.

What do I need to apply?

  • A duly completed application form.
  • An initial deposit of LKR 500.
  • Proof of identity – National Identity Card / Passport / Driving License.
  • Copy of a recent utility bill/bank statement to establish residential address

Conditions apply
For more information, visit our nearest SMIB Branch or Contact Us via our Call Centre at (Phone icon) 1922

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