The State Mortgage and Investment Bank (SMIB) is one of the most established
financial institutions in Sri Lanka.

 Monday – Friday : 8:30am – 3:30pm 



 සිං  |  தமி

Encourages the right saving behavior amongst children.

Special Benefits

  • Stability and being a state-owned bank.
  • Highest interest rates.
  • Most flexible customer service.
  • An attractive gift scheme.
  • Rewards for educational achievements.
  • A minor savings account holder may be eligible for loan facilities once he/she becomes a major, at an interest rate of 1% less than the prevailing rate of the product (Conditions apply).
  • A special donation will be granted from the bank to the account holder if the child suffers any illnesses as listed in the product (Conditions apply).


  • Children/ minors (below 18 years) are eligible to open an account or operate jointly with a parent/ guardian

Interest Payment

  • Interest is calculated daily and will be credited at the end of the month.

Gift Scheme

  • The following gifts will be allocated to the deposit scheme for the incremental deposit made to the account or increase in the savings balance from the stated amount.

Conditions apply
For more information, visit our nearest SMIB Branch or Contact Us via our Call Centre at 1922

Required Documents

  • Minor Savings (on behalf of minors under 18 years of age).
  • Savings Mandate.
  • Know Your Customer form. (KYC form for Father / Mother or Guardian)
  • A certified copy of NIC / valid Passport or Driving License of Father Mother or Guardian.
  • A certified copy of the Birth Certificate.
  • Address verification Document when the address is not confirmed from above.
    e.g.: - A utility bill (excluding a Mobile Bill) or any other acceptable document from the bank.
  • Withholding Tax Declaration of Parent or guardian (if requested).

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